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Smart Planner Budget: take control of your hard earned money and goals
Meet our Budget Book: the most effective method for getting on top of your finances. It contains a wide variety of trackers, calendars, budget and planning sheets. It's ideal for tracking your income, expenses, budget, savings and money goals.
Debt Tracker
You can use The Debt-Snowball Method, which is an overview of an effective debt reduction strategy that focuses on paying off the smallest debts first. You can also list all your debts below in order of smallest to largest amount, or in the order of your choosing!
Budget Tracker
In this section, you can keep an eye on the expected and actual budget of every month. These would include things like rent, insurance, groceries, dining out, memberships, etc.
Saving & Investing Tracker
In order to be wealthy, you need to think of saving as well as getting! You can use this to understand how much money you are saving and investing throughout the year.
Ariana
2025-09-04 12:10:35
I just ordered this so I will have to update in a year when I get through it... but I already recommend! it is packaged absolutely beautifully! Each page it well thought out, it even had a step by step page of the debt snowball plan, I plan on using this throughout the year and I believe seeing the money I spend on things will help me budget better. I love the stickers so I don't have to write all everything out and the multiple pages for each month.
Emily Gonzalez
2025-09-01 16:14:55
I love this brand I use their weekly planner and all the stickers and each detailed section makes it stand out and so amazing. This budget book has so many detailed sections that it makes it so worth it. The cover is also so soft. I’ve noticed they upgraded to higher quality on their stickers which is a plus
Larissa Luma
2025-08-26 19:59:15
I LOVE this planner. It’s functional, easy, a good size, and it’s changing the game for my family. There’s plenty of space to record purchases, the debt tracker is really useful for us, the savings tracker hasn’t come in handy yet, but hopefully it will soon! It really helps you see where your money is going and where you could cut back on. It’s encouraged me to find healthier more affordable meal options, cut back on frivolous spending, and encouraged making family decisions about what we consider truly worth the money we spend on various things. We’ve only had it a month, and I’m keeping up with it very constantly, but I think this is going to be a true game changer for us.
Marilea Johnson
2025-08-22 14:08:35
I like this book. The reasons I give it four stars is more for personal dislikes I have with the book. The journal itself is well constructed. The pages thicker than normal paper and can withstand sharpie pens, there is a small amount of ghosting but very minimal.My preference would be that instead of labeling the monthly budget with utilities, that it would have allowed for me to personally label with my specific utility company, specific credit card company etc...I can write out the utility company to the side and it works just the same but its not as neat. I like the format of the sections and the pie chart that allows you to see what most of your budget is being spent on.The Expense Details Ive used more as a banking ledger. Its not designed as a banking ledger. It only has one column for a dollar amount. Ive been using to record the day to day expenses and the running balance with the bank. I like a lot of the extra space for writing notes. I like the compact size of it. I was using a desk side calendar in a larger binder book to keep track of the budget, but this is much smaller simpler and allows me a better overview of our expenses and debt. The calendar is based with Monday starting the week, as opposed to the standard Sunday starting the week to each his preference. I just have to remind myself when looking at my standard calendar on the wall that it starts on Sunday-Saturday, not Monday-Sunday. The stickers didnt really help me much. I wish it had labels that allow you to create tabs for the month making it easier to turn to that specific month. Since it didnt have that, I just made my own with sticky tabs. I know there is a ribbon that also allows you save your place on whatever month you are in and there is also an elastic band that you can use to secure a page or save your location. Not sure I would buy it again. I guess I would like one with less frills, like all the extra stickers and allow me more freedom to fill in the names of the bills.
Jolyne2468
2025-08-20 14:35:09
I was looking for something to help me start getting into the habit of keeping track of my savings and expenses. After setting it up and getting comfortable with using it, this was a perfect book for me to use. The set-up is really simple. You have your savings tracker, debt tracker, monthly expenses, budget planning, a place to keep track of every expense you made throughout the month(s), and a expectation vs. actual section to see how much you overspent or underspent. I couldn't ask for a better layout! Another part that I liked as well was that it was undated so there's no waste of paper and you can start at any time of the year.I'm glad the stickers were also included as well (would be nice if they added a little bit more "pay day" stickers since some peoples' pay cycles may be more divided up, but it's not a big deal.)
Maile Underwood
2025-08-03 12:18:04
This is truly a life saver. I am not great with budgeting. This helped me to organize my finances , see my debts and savings as well as set financial goals. There is something to be said for writing things down, it sticks in your memory. I'm more cautious with my purchases and spending. Would highly recommend.
Ike
2025-06-22 16:14:59
Very nice planner with a good quality feel. I did notice that my planner came with 8 Pay Day stickers but 16 are advertised. I know its a minor gripe but I was hoping to use the 16 lol. So hopefully they update the photos in this listing to reflect any updates or changes they may have made. Otherwise I'm excited to use this! ðŸ‘ðŸ¼
H.A.
2025-05-23 15:30:02
I have used this budget book for 2021, 2022, and now just ordered one for 2023. It's the perfect book for me because the "Monthly Budget" pages are printed and sectioned off for me. Saves me time each month when I am filling out my expected expenses. Other budget books require you to write down the category/type of budget it is.Let's not forget the awesome yearly review section in the back.....love, love, love! Quality of paper is excellent.....does not bleed through when using gel ink or marker. *2 thumbs up*
Fathima Fowzdeen
2025-03-15 13:02:48
I bought this to start budgeting with my husband & track our expenses. It was super helpful and allowed us to not only figure out where most of our expenses where going (takeout) but also help stay on track with our budget. It has a clean layout & I love the color of the book (purple).
Lisa
2025-02-22 10:25:56
A brilliant product... lovely quality. ðŸ’
Tatiana
2024-12-23 17:36:30
I am a financial planner (CFP) with over 20 years of budget and cash flow coaching experience. And I have tried a lot of different budget planners available. This is the best product I have come across.I love the pie-chart analysis at the end of every month, the ample of space to write your own details, the monthly calendars where you can map the pay days and expenses, the space to track your savings progress.Suggestions:On the sticker side, I would suggest to increase the number of payday stickers to 26 as most people get paid bi-weekly. The section with account numbers is kind of silly as nobody would put their banking information there. I would make this section: create your own budget page.
grubs
2024-12-12 13:20:11
Lots of pages to store intonation in a monthly basis, to help you get to grips with your spending and analyse where you can save money
meonmyputer
2024-12-11 16:08:02
Lovely book. Good quality
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